WooCard
WooCard issues prepaid Visa cards inside a Telegram bot with only a Telegram account and an e-mail, no ID. It has the lowest load fee of the no-KYC cards here, 2.8% plus up to 1 USDT, and a 9 USDT card, but it is weeks old and does not name the company that actually issues the cards.
- Visa
- Apple Pay
- Google Pay
- No KYC at signup
- Virtual card
- Custodial
No ID check at signup. The service may still ask for verification later. Funds are held by the service.
Good
- No ID documents: a Telegram account and an e-mail
- Lowest load fee in the no-KYC group: 2.8% plus up to 1 USDT
- Cheap Standard card (9 USDT); VIP card with ATM access
- Loads up to $200,000 a month; USD and EUR cards
Watch out
- WooCard is a branding service, not the issuer; the real providers are not named
- Very new project with a tiny community
- Telegram-only support and management (risk of impersonation)
- 3 USDT to withdraw the remaining balance; not available in 36 countries
Key facts
- Card price
- $9virtual
- Cashback
- 0%no cashback
- Annual fee
- Free
- Top-up fee
- 2.8% + up to 1 USDT
- FX fee
- Free
Rewards
| Cashback | 0% (no cashback) |
|---|
Fees, limits and card details
| Virtual card | $9Standard; VIP 85 USDT |
|---|---|
| Monthly fee | Free |
| Annual fee | FreeOne-off card price |
| Per purchase | Free |
| Foreign currency (FX) | FreeOfficial Visa rate without a WooCard markup |
| Top-up | 2.8% + up to 1 USDTExample: 14.00 USDT on a 500 USDT load, plus a possible 1 USDT |
| Withdrawal | 3 USDT to withdraw or return the balance |
| Coin swap in the wallet | 0.1% |
| Declines and cross-border | Free |
| Network fees | May apply |
| Top-up, per month | $200,000Both cards; not a guaranteed per-transaction limit |
|---|---|
| Top-up, minimum | $20 |
- Daily spending and ATM limits are not published. Providers, merchants and source-of-funds checks can apply their own controls.
| Provider | woocard (branding and referral service; card providers not named) |
|---|---|
| Network | VisaThe fee table refers to the official Visa rate; the site also says the network depends on the programme. |
| Card type | Prepaid |
| Custody | CustodialBalances are held by the unnamed card providers. |
| Formats | Virtual card |
| Currencies | USD, EUR |
| Issuer | Not disclosedIssuing, operations, compliance and limits are run by third-party providers that are not named. |
| Cards per account | Up to 5 active cards. |
| Card validity | 3 years |
| 3-D Secure | Yes |
| Wallets | Apple Pay: Yes; Google Pay: YesOn eligible cards, where the wallet, region and programme allow it; not everywhere. PayPal, WeChat Pay and Alipay where the programme allows. |
| Required | No KYC at signup |
|---|---|
| Time | Card issued in under 60 seconds |
- An active Telegram account and an e-mail are enough; no documents.
- Providers screen deposits for sanctions, AML and links to illegal sources; flagged funds are rejected or blocked. Access can be refused, suspended or closed for legal, AML, sanctions, network or risk reasons.
Availability
Limited
Azerbaijan, Cyprus, Georgia, Western Sahara. Blocked in disputed territories: Abkhazia and South Ossetia (Georgia), Nagorno-Karabakh (Azerbaijan), Northern Cyprus, the Sahrawi Arab Democratic Republic (Western Sahara).
Not available
Afghanistan, Albania, Angola, Belarus, Bosnia & Herzegovina, Burundi, Central African Republic, Côte d’Ivoire, Cuba, DR Congo, Eritrea, Ethiopia, Guinea, Guinea-Bissau, Haiti, Iran, Iraq, Lebanon, Liberia, Libya, Mali, Myanmar, Nicaragua, North Korea, North Macedonia, Pakistan, Russia, Serbia, Sierra Leone, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, Zimbabwe.
Every other country is likely available: the provider publishes only exclusions.
WooCard lists 43 countries and territories where access is prohibited; Kosovo is also on the list. Somaliland is covered by Somalia above.
Other countries are not confirmed by WooCard, so they are shown as likely available. Access can be blocked by location.
Supported cryptocurrencies
- BTC
- ETH
- USDT
- USDC
- TRX
Supported networks
- Tron
- Ethereum
- Bitcoin
- 18+ coins on 4 networks in the built-in wallet; only three networks are named.
Plans
| Standardrated plan9 USDT | VIP85 USDT | |
|---|---|---|
| Use | Everyday spending | Everyday spending and cash |
| Currencies | USD, EUR | USD, EUR |
| ATM | No | Yes (limits not published) |
| Load fee | 2.8% + up to 1 USDT | 2.8% + up to 1 USDT |
| Monthly load | Up to $200,000 | Up to $200,000 |
Standardrated plan
9 USDT
- Use
- Everyday spending
- Currencies
- USD, EUR
- ATM
- No
- Load fee
- 2.8% + up to 1 USDT
- Monthly load
- Up to $200,000
VIP
85 USDT
- Use
- Everyday spending and cash
- Currencies
- USD, EUR
- ATM
- Yes (limits not published)
- Load fee
- 2.8% + up to 1 USDT
- Monthly load
- Up to $200,000
Community review
Our rating
4.7 out of 10
| Criterion | Weight | Score | Points |
|---|---|---|---|
| Fees | 28% | 6.2 | 1.74 |
| Cheapest card$9 | 20% | 3.3 | |
| Yearly cost$0 | 20% | 10.0 | |
| Top-up cost3% | 20% | 1.6 | |
| Cost per purchase0% | 15% | 10.0 | |
| FX cost0% | 15% | 10.0 | |
| ATM costUnknown | 10% | 2.0 | |
| Rewards | 18% | 0.0 | 0.00 |
| Cashback at $1,000 a month0% | 75% | 0.0 | |
| Reward currencyNo cashback | 15% | 0.0 | |
| Perks0 | 10% | 0.0 | |
| Availability | 14% | 8.6 | 1.20 |
| Countries211 countries | 70% | 8.0 | |
| Apple Pay and Google Pay10 of 10 | 30% | 10.0 | |
| Limits | 7% | 2.0 | 0.14 |
| Spending capacity a dayUnknown | 70% | 2.0 | |
| Cash a dayUnknown | 30% | 2.0 | |
| Custody | 7% | 3.0 | 0.21 |
| Track record | 7% | 3.6 | 0.25 |
| AgeUnknown | 50% | 2.0 | |
| IssuerNot named | 30% | 2.0 | |
| IncidentsNone | 20% | 10.0 | |
| Data completeness | 6% | 7.0 | 0.42 |
| KYC and privacy | 5% | 10.0 | 0.50 |
| Networks and coins | 5% | 4.0 | 0.20 |
| Networks3 | 50% | 2.1 | |
| Coins5 | 50% | 5.8 | |
| App ratings | 3% | 2.0 | 0.06 |
| Total | 100% | 4.72 = 4.7 |
Each criterion is scored 0 to 10, rounded to 0.1, then multiplied by its weight. Unknown values score 2.
How to get the card
- Open the WooCard bot in Telegram and pass the six-digit captcha.
- Add an e-mail and deposit crypto to the built-in wallet.
- Issue a Standard (9 USDT) or VIP (85 USDT) card and load it (2.8% + up to 1 USDT, from $20).
Questions
How much does the WooCard card cost?
The cheapest WooCard card costs $9. Annual fee: Free. Top-up fee: 2.8% + up to 1 USDT.
Does WooCard pay cashback?
No, WooCard does not pay cashback.
Does WooCard require KYC?
WooCard does not ask for an ID document at signup, but it can request verification later. An active Telegram account and an e-mail are enough; no documents.
Is WooCard available in the US?
The US is not on WooCard's exclusion list, but the provider does not confirm it.
Can I add WooCard to Apple Pay or Google Pay?
Yes, WooCard works with Apple Pay and Google Pay. On eligible cards, where the wallet, region and programme allow it; not everywhere. PayPal, WeChat Pay and Alipay where the programme allows.
Which coins and networks can I use to top up WooCard?
Coins: BTC, ETH, USDT, USDC, TRX. Networks: Tron, Ethereum, Bitcoin.
Similar cards
Other no-KYC cards come first. No-KYC cards
- Laso Finance4.7Cashback: 0%; Card price: Free; No KYC at signup
- WaldenPay3.5Cashback: 0%; Card price: $10; No KYC at signup
- Nocturne4.0Cashback: 0%; Card price: $25; No KYC at signup
- KAST7.1Cashback: 1.5%; Card price: Free; KYC required
Before you order
The Order card button is an affiliate link: we may earn a commission if you sign up. It does not change the rating or the order of the catalog.
This page is not financial advice. Terms change often; check fees, limits and availability with the provider before you order.
How we rate cards: methodology. How we earn money: affiliate disclosure.
Sources
- Official website and FAQ
- Official legal disclaimer
Figures are taken from these sources in this order of priority: the provider's own pages, then DefiLlama, then other reviews, then Telegram reports.