MetaMask Card
The MetaMask Card is a free virtual Mastercard that spends straight from your self-custody MetaMask wallet: tokens stay put until you pay. It pays 1% in mUSD on every purchase, but new sign-ups are paused in the US and the metal card is closed to new orders.
- Mastercard
- Apple Pay
- Google Pay
- KYC required
- Virtual card
- Physical card
- Metal card
- Self-custody
Good
- Self-custody: tokens stay in your wallet until the moment you pay
- Free virtual card with no annual fee
- 1% back in mUSD on every eligible purchase
- No MetaMask FX markup; stablecoins in your own currency cost 0%
Watch out
- New sign-ups paused in the US; metal card closed to new orders
- ATM withdrawals only for US cardholders
- 1% cross-border fee when the merchant is abroad (free card)
- One card per person, virtual only for new users
Key facts
- Card price
- Freevirtual
- Cashback
- 1%on all spend
- Annual fee
- Free
- Top-up fee
- Free
- FX fee
- 1% cross-border; Mastercard rate
- Daily spend limit
- $15,000
Rewards
| Cashback | 1% in mUSD on every purchase |
|---|---|
| Paid in | mUSD |
| Payout | Claim mUSD in your Money Account or on the web dashboard. |
Conditions
- Metal (existing holders): 3% on the first $10,000 a year, then 1%
Perks
- MetaMask Card Travel: 4% back in mUSD on hotels, plus 1% (virtual) or 3% (metal)
- Blackbird restaurants in the US: 5x $FLY (virtual), 7x (metal)
- Money Account: up to 4% APY, variable and not guaranteed
Fees, limits and card details
| Virtual card | Free |
|---|---|
| Monthly fee | Free |
| Annual fee | FreeFree virtual card; metal $199 a year (closed to new orders) |
| Per purchase | FreeStablecoin in your local currency; 0.5% for a stablecoin in another currency, 0.875% for other crypto such as wETH |
| Foreign currency (FX) | 1% cross-border; Mastercard rateNo MetaMask markup on the rate; the 1% applies when the merchant is in another country (free card), metal pays 0 |
| Top-up | FreeNo top-up: the card spends from your wallet; gas of about $0.01 on Linea to set a limit |
| ATM withdrawal | 2%US cardholders only; metal free up to $1,200 a month |
| DeFi or tokenised yield tokens (such as aUSDC) | 0 up to $1,200 a month, then 0.5% |
| Metal card replacement | $99 |
- Argentina: no fee for USD stablecoins on a USD card.
| Spending, per transaction | $10,000Metal: $20,000 |
|---|---|
| Spending, per day | $15,000Metal: $30,000 |
| ATM, per transaction | $1,000 |
| ATM, per day | $1,000Metal: $5,000 |
- Metal limits are due to rise later this year.
| Provider | MetaMask, with Crypto Life (programme manager) and Monavate (issuer) |
|---|---|
| Network | Mastercard |
| Card type | DebitNot a credit card; no credit check. |
| Custody | Self-custodyYou approve a spending limit from your MetaMask wallet; tokens convert to fiat at the moment of purchase. |
| Formats | Virtual card, Physical card, Metal cardNew users get the virtual card only. The metal card ($199 a year) stopped taking new orders on 2 June 2026. |
| Currencies | USD, EUR, GBP |
| Issuer | MonavateCrypto Life runs the account and KYC; MetaMask does not see your personal data. |
| Programme manager | Crypto Life |
| Cards per account | One card per person. |
| Wallets | Apple Pay: Yes; Google Pay: Yes |
| Required | KYC required |
|---|---|
| What you provide | E-mail and password; Phone number; Identity verification; Proof of residence |
- Run by Crypto Life; MetaMask does not see your personal data.
Official links
Availability
Available (47)
Andorra, Argentina, Austria, Bahrain, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Oman, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay
Limited
United Kingdom. The help centre lists the UK, but the card page says sign-ups are closed there; check in the app.
Not available
United States. New sign-ups paused; existing cardholders keep using the card..
Other countries have a waiting list. The card can be used wherever Mastercard is accepted; the restriction is only on sign-up.
Supported cryptocurrencies
- mUSD
- USDC
- USDT
- wETH
- EURe
- GBPe
Supported networks
- Linea
- Solana
- Base
- Monad
- Linea: mUSD, USDC, USDT, wETH, EURe, GBPe. Solana and Base: USDC, USDT. Monad: USDC.
- In New York and Texas only Linea and Base are available.
- A linked Money Account can be the main source (limit = balance, no gas). Refunds arrive as Credits you can withdraw to your wallet.
Plans
| Virtualrated planFree | Metal$199 a year (closed to new orders) | |
|---|---|---|
| Cashback | 1% in mUSD | 3% on the first $10,000 a year, then 1% |
| Limit per purchase / per day | $10,000 / $15,000 | $20,000 / $30,000 |
| ATM per withdrawal / per day | $1,000 / $1,000 | $1,000 / $5,000 |
| ATM fee | 2% | 0 up to $1,200 a month, then 2% |
| Cross-border fee | 1% | 0 (fair use) |
Virtualrated plan
Free
- Cashback
- 1% in mUSD
- Limit per purchase / per day
- $10,000 / $15,000
- ATM per withdrawal / per day
- $1,000 / $1,000
- ATM fee
- 2%
- Cross-border fee
- 1%
Metal
$199 a year (closed to new orders)
- Cashback
- 3% on the first $10,000 a year, then 1%
- Limit per purchase / per day
- $20,000 / $30,000
- ATM per withdrawal / per day
- $1,000 / $5,000
- ATM fee
- 0 up to $1,200 a month, then 2%
- Cross-border fee
- 0 (fair use)
Community review
App Store
4.7 out of 5 from 76,492 ratings
App: MetaMask: Trade Crypto
Our rating
7.7 out of 10
| Criterion | Weight | Score | Points |
|---|---|---|---|
| Fees | 28% | 8.8 | 2.46 |
| Cheapest card$0 | 20% | 10.0 | |
| Yearly cost$0 | 20% | 10.0 | |
| Top-up cost0% | 20% | 10.0 | |
| Cost per purchase0% | 15% | 10.0 | |
| FX cost1% | 15% | 6.0 | |
| ATM cost2% | 10% | 4.0 | |
| Rewards | 18% | 8.0 | 1.44 |
| Cashback at $1,000 a month1% | 75% | 7.4 | |
| Reward currencymUSD | 15% | 10.0 | |
| Perks3 | 10% | 9.1 | |
| Availability | 14% | 7.2 | 1.01 |
| Countries47.5 countries | 70% | 6.0 | |
| Apple Pay and Google Pay10 of 10 | 30% | 10.0 | |
| Limits | 7% | 5.5 | 0.39 |
| Spending capacity a day$15,000 | 70% | 5.0 | |
| Cash a day$1,000 | 30% | 6.7 | |
| Custody | 7% | 10.0 | 0.70 |
| Track record | 7% | 6.0 | 0.42 |
| AgeUnknown | 50% | 2.0 | |
| IssuerNamed | 30% | 10.0 | |
| IncidentsNone | 20% | 10.0 | |
| Data completeness | 6% | 9.5 | 0.57 |
| KYC and privacy | 5% | 4.0 | 0.20 |
| Networks and coins | 5% | 5.2 | 0.26 |
| Networks4 | 50% | 2.9 | |
| Coins6 | 50% | 7.4 | |
| App ratings | 3% | 7.5 | 0.22 |
| Total | 100% | 7.67 = 7.7 |
Each criterion is scored 0 to 10, rounded to 0.1, then multiplied by its weight. Unknown values score 2.
How to get the card
- Open MetaMask mobile (version 8.0 or later), go to Money, then Card.
- Create the Crypto Life account, verify your identity and proof of residence.
- Approve a spending limit for the tokens and network you want to spend.
- Add the virtual card to Apple Pay or Google Wallet.
Questions
How much does the MetaMask Card card cost?
Getting a MetaMask Card card is free. Annual fee: Free. Top-up fee: Free.
Does MetaMask Card pay cashback?
1% in mUSD on every purchase. At $1,000 of spend a month on the entry plan that works out to about 1%. Claim mUSD in your Money Account or on the web dashboard.
Does MetaMask Card require KYC?
Yes, MetaMask Card requires identity verification before you get the card. Run by Crypto Life; MetaMask does not see your personal data.
Is MetaMask Card available in the US?
No, MetaMask Card is not available to US residents. New sign-ups paused; existing cardholders keep using the card.
Can I add MetaMask Card to Apple Pay or Google Pay?
Yes, MetaMask Card works with Apple Pay and Google Pay.
Which coins and networks can I use to top up MetaMask Card?
Coins: mUSD, USDC, USDT, wETH, EURe, GBPe. Networks: Linea, Solana, Base, Monad.
What are the MetaMask Card spending limits?
Per day: $15,000.
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Before you order
The Order card button is an affiliate link: we may earn a commission if you sign up. It does not change the rating or the order of the catalog.
This page is not financial advice. Terms change often; check fees, limits and availability with the provider before you order.
How we rate cards: methodology. How we earn money: affiliate disclosure.
Sources
- Apple App Store listing
- Official card page
- Official help centre
- DefiLlama
- PaymentScan
Figures are taken from these sources in this order of priority: the provider's own pages, then DefiLlama, then other reviews, then Telegram reports.